Liquidity & The Secondary Market: Highlights From IMN's 2nd Annual Investors' Conference on Marketplace Lending
Earlier this month, the Information Management Network (IMN) brought together online lending platforms, asset managers, senior lenders, regulators, fixed income investors, and others at the 2nd Annual Investors’ Conference on Marketplace Lending in New York. In addition to discussions on sustainable financing, composite lending, and risk management, as well as a year-end review of […]
MonJa Monthly News Update- December 2016
Here are some of the top stories and trends of November 2016 for marketplace lending investors and industry watchers: Industry News: 11-02-2016- Banks No Longer Make the Bulk of U.S. Mortgages (WSJ) 11-02-2016- Will Fintech Create A New Silicon Valley in Asia? (benzinga) 11-03-2016- Equity Crowdfunding Evangelist Victoria Silchenko: We Have Witnessed Unprecedented Growth in […]
Life After Lending Club: How The Market Is Responding To The Problems Of 2016
2016 has been quite the year for marketplace lending — beginning with Lending Club’s troubles in May, whose effects have rippled throughout the rest of the year, and continuing with external political factors affecting the global market (read: Brexit in June, the U.S. election in November). It has certainly been a difficult year for all […]
MonJa Monthly News Update- November 2016
Here are some of the top stories and trends of October 2016 for marketplace lending investors and industry watchers: Industry News: 10-02-2016- Cambridge Centre for Alternative Finance Holds Standout Inaugural Conference (Crowdfund Insider) 10-03-2016- International P2P Lending Services – Loan Volumes September 2016 (p2p-banking) 10-04-2016- Oleg Seydak on Blackmoon & Marketplace Lending as a Service […]
From Wall Street to Main Street: How will Goldman's new consumer product, Marcus, fare?
Goldman Sachs enters the consumer lending market with its new product, Marcus, rousing mixed responses from the industry. Last week, Goldman Sachs debuted Marcus, an online-loan service geared toward prime consumers paying down credit-card debt. Essentially, as representatives at Goldman put it, Marcus aims “to help Americans manage debt better.” In sum, consumers (typically those with a credit […]
MonJa Monthly News Update- October 2016
Here are some of the top stories and trends of September 2016 for marketplace lending investors and industry watchers: Industry News: 09-01-2016- Plentiful opportunities in alternative credit and niche lending, says PIMCO (altfi) 09-01-2016- New Fintech Partnership: Currencycloud Links with Arkéa Banking Services (Crowdfund Insider) 09-05-2016- KKR: Alternative credit set to be “star performing” asset […]
Part 2 of 2: The Emergence of 40 Act Funds & What It Means For Marketplace Lending
This is the second post in a two part blog series that examines the “40 Act Funds”. In part 1 we examine the structure and performance of the funds in the UK and US. In part 2 below, we will delve into the implications of funds on marketplace lending. Go here to read part 1 Impact on investors, […]
Part 1 of 2: The Emergence of 40 Act Funds & What It Means For Marketplace Lending
This is the first post in a two part blog series that examines the “40 Act Funds”. In part 1 of this series, we examine the structure and performance of the funds in the UK and US. In part 2, we will delve into the implications of funds on marketplace lending. Introduction The first and […]
MonJa Monthly News Update- September 2016
Here are some of the top stories and trends of August 2016 for marketplace lending investors and industry watchers: Industry News: 08-03-2016- The Online Lending Obstacle Course (Bloomberg) 08-03-2016- How Millennials Will Change Online Lending (Orchard Platform) 08-03-2016- Do We Need Bank Branches? (Lend Academy) 08-08-2016- What does a drop in interest rates mean for […]
Why Marketplace Lending Fund Returns Look Terrible
Since the end of 2015, the marketplace lending industry has been seen in a negative light. The news portrayal is a result of several events- the Lending Club upheaval, platform job cuts, consumer loan defaults, and more. Funds appeared to be performing poorly. As a result, investors have pulled back from investing, opting to wait […]