MonJa Monthly News Update- November 2016
Here are some of the top stories and trends of October 2016 for marketplace lending investors and industry watchers: Industry News: 10-02-2016- Cambridge Centre for Alternative Finance Holds Standout Inaugural Conference (Crowdfund Insider) 10-03-2016- International P2P Lending Services – Loan Volumes September 2016 (p2p-banking) 10-04-2016- Oleg Seydak on Blackmoon & Marketplace Lending as a Service […]
MonJa Monthly News Update- October 2016
Here are some of the top stories and trends of September 2016 for marketplace lending investors and industry watchers: Industry News: 09-01-2016- Plentiful opportunities in alternative credit and niche lending, says PIMCO (altfi) 09-01-2016- New Fintech Partnership: Currencycloud Links with Arkéa Banking Services (Crowdfund Insider) 09-05-2016- KKR: Alternative credit set to be “star performing” asset […]
Part 2 of 2: The Emergence of 40 Act Funds & What It Means For Marketplace Lending
This is the second post in a two part blog series that examines the “40 Act Funds”. In part 1 we examine the structure and performance of the funds in the UK and US. In part 2 below, we will delve into the implications of funds on marketplace lending. Go here to read part 1 Impact on investors, […]
Part 1 of 2: The Emergence of 40 Act Funds & What It Means For Marketplace Lending
This is the first post in a two part blog series that examines the “40 Act Funds”. In part 1 of this series, we examine the structure and performance of the funds in the UK and US. In part 2, we will delve into the implications of funds on marketplace lending. Introduction The first and […]
MonJa Monthly News Update- September 2016
Here are some of the top stories and trends of August 2016 for marketplace lending investors and industry watchers: Industry News: 08-03-2016- The Online Lending Obstacle Course (Bloomberg) 08-03-2016- How Millennials Will Change Online Lending (Orchard Platform) 08-03-2016- Do We Need Bank Branches? (Lend Academy) 08-08-2016- What does a drop in interest rates mean for […]
Why Marketplace Lending Fund Returns Look Terrible
Since the end of 2015, the marketplace lending industry has been seen in a negative light. The news portrayal is a result of several events- the Lending Club upheaval, platform job cuts, consumer loan defaults, and more. Funds appeared to be performing poorly. As a result, investors have pulled back from investing, opting to wait […]
Mark Your Calendars, P2P Investors!
Investing in marketplace lending and want to be aware of the latest marketplace lending industry trends? This blog is for you! It aims to inform investors about upcoming events and conferences in the P2P industry. Current Events: AltFi Global Summit 2016 When? September 14, 2016 Where? The Pierre, NYC Description: “Marketplace lending, direct lending, trade finance, BDCs, asset-backed finance, […]
Changes in Lending Club Underwriting – Looking Beneath the Headlines
The news at Lending Club was a shock to everyone in the direct lending world. The process failings and potential business / legal ramifications have been discussed ad nauseam – and they are extremely serious. Several institutional investors have pulled back on their purchasing programs, for good reasons. Lending Club needs to show investors that […]
Marketplace Lending Analysis: Understanding The Recent Uptick In Delinquencies
We’ve all read the recent headlines. Since late 2015, sentiments have changed in the marketplace lending sector and investors have expressed concern. As an independent risk analytics platform, MonJa is often asked its if credit quality is deteriorating in the marketplace lending space and if investors need to readjust their expectations about the quality of […]
Five Common Mistakes P2P Loan Investors Make: Investing in only Low Interest Rate Loans (Part 5 of 5)
In the fall of 2015, MonJa launched our blog series “5 Common Mistakes P2P Loan Investors Make.” We’ve delved into the following 4 potential shortcomings that can happen to investors- insufficient diversification, using simple filters, investing in a single platform, and investing in only high-interest loans. In our fifth and final piece, we explore what happens when […]