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Technological Solutions For Credit Unions

MonJa: Technological Solutions For Credit Unions

[vc_row][vc_column][vc_column_text]8 Minutes Read. While credit unions have typically been slower at adopting new fintech solutions, this fact is changing. 2018 was a great year for financial innovation, with technology making processes faster, more productive, and more customer-friendly. Credit unions are increasingly recognizing the advantages of tech-driven lending solutions and are looking to deploy them in their […]

Meet MonJa at ICBA Live National Convention in Nashville

Meet MonJa at ICBA Live National Convention in Nashville

[vc_row][vc_column width=”1/2″][vc_column_text]8 Minutes Read. The Independent Community Bankers of America (ICBA) strives to create and uphold an environment that allows community banks to grow in a sustainable and profitable manner. Community banks compose 99 percent of American banks, currently employing more than 760,000 and holding almost $5 trillion in assets. The ICBA National Live Convention […]

2018: How traditional banks invested in digital transformation for success

2018: A look back at how traditional banks invested in digital transformation for success

[vc_row css=”.vc_custom_1552569409269{margin-top: 50px !important;}”][vc_column width=”1/2″][vc_column_text]12 Minutes Read. With the rise of technology, banks are increasingly digitizing their business models. The digital transformation of the banking system not only improves the flow of control and work efficiency, but gives banks an edge over their competitors.[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_single_image image=”8480″ img_size=”full”][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]According to a survey conducted by Accenture, 67% of […]

Online Lending Monthly News Update- March

MonJa | Online Lending News | monjaco.com

Here are some of the top stories and trends of February 2019 for marketplace lending investors and industry watchers: Industry News 2/1/2019 Financial Institutions See Huge Payoffs For Digital Investments. (FinancialBrand) 2/5/2019 Starling launches euro account as UK prepares for Brexit. (Altfi) 2/5/2019 The Future Of Lending: Fintech 50 in 2019 (Forbes) 2/6/2019 Growth Street […]

MonJa's Digital Banking and Lending Monthly Roundup | February 2019

MonJa Digital Banking | Digital Lending Monthly Roundup | February 2019

[vc_row][vc_column][vc_column_text] MonJa’s Digital Banking and Lending Monthly Roundup – Why Subscribe? Digital banking and lending is evolving rapidly. Recent fintech-banking partnerships and innovation in technology with the introduction of AI, ML and blockchain herald a new era in lending. Fintech’s are changing the competitive ecosystem,  empowering lenders to process loans faster and smarter.  In a […]

Automated Loan Underwriting Trends For 2019

Automated Loan Underwriting Trends For 2019

[vc_row][vc_column][vc_column_text]4.5 Minutes Read. Automated loan underwriting is one of the fastest-growing areas for businesses seeking to improve the customer experience and operational efficiency. The lending industry has been a trailblazer in automation amidst an increasingly challenging business environment. Developments in automated loan underwriting have answered lenders’ need for new tools to stay competitive and profitable. Pressures […]

Online Lending Monthly News Update- February 2019

MonJa | Online Lending News | monjaco.com

Here are some of the top stories and trends of January 2019 for marketplace lending investors and industry watchers: Industry News January 2, 2019 Fintech Predictions for 2019. Where We Have Been & Where We Are Going. (CrowdfundInsider) January 3, 2019 Where Will Crypto be in 2019? Crypto Experts Share their Predictions.  (CrowdfundInsider) January 3, […]

MonJa's Digital Banking and Lending Monthly Roundup | January 2019

MonJa Digital Banking | Digital Lending Monthly Roundup | January 2019

[vc_row][vc_column][vc_column_text] MonJa’s Digital Banking and Lending Monthly Roundup – Why Subscribe? Digital banking and lending is evolving rapidly. Recent fintech-banking partnerships and innovation in technology with the introduction of AI, ML and blockchain herald a new era in lending. Fintech’s are changing the competitive ecosystem,  empowering lenders to process loans faster and smarter.  In a […]

Small Business Lending: The Profit Puzzle Facing Commercial Banks

Small Business Lending: The Profit Puzzle Facing Commercial Banks

[vc_row][vc_column][vc_column_text]8 Minutes Read. Small businesses play a critical role in the American economy. They employ half of the private sector workforce and have created approximately 60% of the new jobs in the US since 1995. Access to credit is essential to the health of small businesses. It helps small firms maintain cash flow, bring on […]

Online Lending Monthly News Update- January 2019

MonJa: Online Lending Monthly News

Here are some of the top stories and trends of December 2018 for marketplace lending investors and industry watchers: Industry News 12/3/2018 AI expected to disrupt private equity industry within five years. (AltFi) 12/4/2018 MonJa’s Digital Banking and Lending Monthly Roundup for November. (MonJa) 12/6/2018 Five Innovation Trends That Will Define Banking in 2019. (FinancialBrand) […]