MonJa's Digital Banking and Lending Monthly Roundup | December
[vc_row][vc_column][vc_column_text] MonJa’s Digital Banking and Lending Monthly Roundup – Why Subscribe? Digital banking and lending is evolving rapidly. Recent fintech-banking partnerships and innovation in technology with the introduction of AI, ML and blockchain herald a new era in lending. Fintech’s are changing the competitive ecosystem, empowering lenders to process loans faster and smarter. In a […]
Planning Your Journey To Digitization – A Guide for Banks
[vc_row][vc_column][vc_column_text]4 Minutes Read. Digital solutions are opening opportunities for financial institutions in small business lending and other services. Specifically, automation boosts process efficiency, reducing costs while raising productivity. For most banks, a third-party provider is the most practical source for small business lending software solutions. In order to successfully integrate a digital lending solution, your […]
How To Create The Ideal Millennial Bank
[vc_row][vc_column][vc_column_text]4 Minutes Read. How to Create the Ideal Millennial Bank Millennials, or the generation born between 1980 and 2000, are an economic force of almost unimaginable strength. They are the largest generation in American history, and by 2022 will make up more than 40 percent of the country’s workforce. They already account for $1.3 trillion […]
Online Lending Monthly News Update- December 2018
Here are some of the top stories and trends of November 2018 for marketplace lending investors and industry watchers: Industry News November 1, 2018 Fintech lender becomes first to connect to UK bank via Open Banking. (AltFiNews) November 1, 2018 Upgrade completes $282m securitisation. (AltFiNews) November 2, 2018 MonJa’s Digital Banking and Lending Monthly Roundup. […]
MonJa's Digital Banking and Lending Monthly Roundup | November
[vc_row][vc_column][vc_column_text] MonJa’s Digital Banking and Lending Monthly Roundup – Why Subscribe? Digital banking and lending is evolving rapidly. Recent fintech-banking partnerships and innovation in technology with the introduction of AI, ML and blockchain herald a new era in lending. Fintech’s are changing the competitive ecosystem, empowering lenders to process loans faster and smarter. In a […]
Overview of Small Business Lenders – 2018 Update
[vc_row][vc_column][vc_row_inner][vc_column_inner][vc_column_text]8 Minutes Read. We first wrote about key US-based Small Business Lenders in November 2017. In case you missed it, here it is: Overview of US SMB Lenders (Alternative Lenders). This new article is a great addition and update! Please enjoy! Small Business Lending has dramatically evolved since the market crash of 2008. With the advent […]
Return on Investment on Technology: A Lender Perspective
[vc_row][vc_column][vc_column_text]7 Minutes Read. For the traditional lender, the increase in digital-only lenders has made the demand for traditional loans quite sparse. Digitalization has permeated the consumer and small business loan market. With new regulatory provisions such as the OCC banking charter to digital-only banks, applying for loans digitally is rapidly becoming the norm. As such, […]
Data Security in Digital Lending Space
[vc_row][vc_column][vc_column_text]4 Minutes Read. The Equifax data breach in 2017 caused a significant data loss for more than 145 million people in the U.S., U.K. and Canada. Cybersecurity has become a top priority for financial institutions around the globe, particularly in the digital lending. The Equifax incident was considered a wake-up call for the industry. But even […]
Online Lending Monthly News Update- November 2018
Here are some of the top online lending stories and trends of October 2018 for online lending investors, lenders and industry watchers: Industry News 10/1/2018 These founders share what makes for a good fintech company. (Forbes) 10/1/2018 The future of banking: Fintech or Techfin? (Forbes) 10/3/2018 Good prices or good service: What hooks online-online banking […]
MonJa's Digital Banking and Lending Monthly Roundup | October
[vc_row][vc_column][vc_column_text] MonJa’s Digital Banking and Lending Monthly Roundup – Why Subscribe? Digital banking and lending is evolving rapidly. Recent fintech-banking partnerships and innovation in technology with the introduction of AI, ML and blockchain herald a new era in lending. Fintech’s are changing the competitive ecosystem, empowering lenders to process loans faster and smarter. In a […]