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Blogs

LendingClub did not "misfire" in their underwriting

Late last week, there was a Bloomberg Business article on LendingClub’s recent “misfiring” of loan...

MonJa Monthly News Update- January 2016

Here are some of the top stories and trends of January 2016 for marketplace lending...

How significant is Lending Club's recent rate hike?

A few days ago, Lending Club increased it’s borrower rate – second time in two...

Five Common Mistakes P2P Loan Investors Make: Investing in only Low Interest Rate Loans (Part 5 of 5)

In the fall of 2015, MonJa launched our blog series “5 Common Mistakes P2P Loan...

Measuring Who Prepays in Marketplace Lending: An Observation Based on Lending Club Loans

As an investor, it pays off to understand who prepays on personal loans. Prepayment is...

Top 3 Marketplace Lending Insights in 2015

Over this past year, the MonJa team has provided our credit risk insights (and our intern’s...

Five Common Mistakes P2P Loan Investors Make: Investing in Only High Interest Loans (Part 4 of 5)

Mistake #4: Investing in Only High Interest Loans (Part 4 of 5) In the beginning...

Growth in Marketplace Lending Spawns Specialized Risk Services and Tools

With the growth of marketplace lending, institutional investors need to manage their risk exposure. It’s...

What We Learned At Industry Conferences: Marketplace Lending Trends

Earlier this month, MonJa attended the IMN Investor’s Conference on Marketplace Lending, AltFi Global Summit, and...
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