MonJa at Small Biz: Banking Conference in Los Angeles
[vc_row][vc_column][vc_column_text]Read time: 5 min [/vc_column_text][vc_single_image image=”10066″ img_size=”medium” alignment=”center”][vc_column_text] Introduction The Small Biz: Banking Conference was held on November 19-21 at the Intercontinental Downtown in Los Angeles. From the last 23 years, the American Banker Small Business Banking Conference has been the nation’s largest and most progressive small business banking event in the industry. The […]
The Federal Reserve Bank of Philadelphia: Third Annual Fintech Conference
[vc_row][vc_column][vc_row_inner][vc_column_inner][/vc_column_inner][/vc_row_inner][vc_column_text]Read time: 5 min [/vc_column_text][vc_single_image image=”9975″ img_size=”medium” alignment=”center”][vc_column_text] About The Federal Reserve Bank of Philadelphia The Federal Reserve Bank of Philadelphia is one of the 12 Regional Reserve Banks that make up the Federal Reserve System together with the Board of Governors in Washington, D.C. Philadelphia Fed has been a strong advocate of growing the […]
Funding $350m+ but also prepared for a potential downturn – Interview with Expansion Capital Group
[vc_row][vc_column][vc_column_text] [/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text] About MonJa’s Small Business Lending Interview Series In these interviews with lending industry leaders, we cover their stories of success, challenges, and secrets of their competitive advantages in small business lending arena, as well as their perspectives on the online lending industry overall. Today we welcome Vincent Ney, the President and CEO of Expansion […]
Weighing AI and an experienced team for credit underwriting – Interview with National Business Capital & Services
[vc_row][vc_column][vc_column_text] [/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text] About MonJa’s Small Business Lending Interview Series In these interviews with lending industry leaders, we cover their stories of success, challenges, and secrets of their competitive advantages in small business lending arena, as well as their perspectives on the online lending industry overall. Joseph Camberato, President and Co-Founder of National Business Capital & Services […]
Small Business Lending: The Profit Puzzle Facing Commercial Banks
[vc_row][vc_column][vc_column_text]8 Minutes Read. Small businesses play a critical role in the American economy. They employ half of the private sector workforce and have created approximately 60% of the new jobs in the US since 1995. Access to credit is essential to the health of small businesses. It helps small firms maintain cash flow, bring on […]
Overview of Small Business Lenders – 2018 Update
[vc_row][vc_column][vc_row_inner][vc_column_inner][vc_column_text]8 Minutes Read. We first wrote about key US-based Small Business Lenders in November 2017. In case you missed it, here it is: Overview of US SMB Lenders (Alternative Lenders). This new article is a great addition and update! Please enjoy! Small Business Lending has dramatically evolved since the market crash of 2008. With the advent […]
The Roles of Automated Software in Small Business Lending
[vc_row][vc_column][vc_column_text]4 Minutes Read. The small business lending sector was revolutionized with the introduction of Fannie Mae’s Desktop Underwriter in 1995. The many roles the automated system filled in the lending process convinced financial institutions of the value of investing in a business lending software solution. Such software essentially operates as a fast, accurate employee who […]
Overview of US-Based Small Business Lending Platforms (Alternative Lenders).
[vc_row][vc_column][vc_row_inner][vc_column_inner][vc_column_text]“Of the 28 million small businesses in the United States, over half faced financial challenges in the last year [2016] Janet Zablock; Former Head of Global Small Business at Visa and currently, an Independent Board member at Nav Inc. As we have all heard multiple times, Small and Medium Businesses (SMB) are the backbone of the […]